Here's the scoop

We have appointments!  I expressed my frustration this afternoon (Ok, I'll confess- maybe I got a bit snippy) when V reported that he hadn't been able to reach anyone at the credit union.  We were having a slow day at work (a total rarity!!) so I had him pick me up half an hour early- since I generally work through my lunch break I took my break at the end of the day.  He still had his paycheck to cash so we went down to the bank, cashed his check and asked about making an appointment with a loan officer.  We have an appointment for tomorrow afternoon at 3.  With that success under our belt V decided that we may as well drive over to the credit union and talk to someone in person.  It turns out that their receptionist was out and we were directed to the teller line for all questions.  While we were in line conversing about the possibility of being able to make an appointment we were approached by a man who turned out to be the branch manager as well as vice president of the entire credit union.  He took us back to his office, got our information, got on his computer and made an appointment for us Friday at 430.  So we can see who will give us the better deal- if anyone will give us a loan at all based solely on my salary.  He seemed impressed when we told him that we don't have a mortgage on our current home, saying that gives us some leverage.  I'm thinking that if we get good news from tomorrow's appointment I'm going to give the realtor a call tomorrow after the appointment.  Things are moving.  EEEK!!